Bank of India Credit Officer Recruitment 2026 | Apply Online for 779 Posts
Bank of India (BOI), one of India’s leading Public Sector Banks, has released a short recruitment notice for 779 Credit Officer and Credit Professional vacancies in various management grades. This recruitment offers an excellent opportunity for experienced banking professionals specializing in credit appraisal, loan processing, and banking operations.
The online application process will begin on 30 June 2026 through the official BOI Careers portal.
Bank of India Recruitment 2026 Overview
| Particulars | Details |
|---|---|
| Organization | Bank of India (BOI) |
| Post Name | Credit Officer / Credit Professional |
| Total Vacancies | 779 |
| Job Type | Central Government / PSU Bank Job |
| Application Mode | Online |
| Job Location | Across India |
| Online Application Starts | 30 June 2026 |
| Last Date to Apply | To be Announced |
About Bank of India
Bank of India (BOI) is one of India’s oldest and most trusted public sector banks, established in 1906. With a nationwide network of branches and international presence, BOI provides comprehensive banking and financial services. The bank offers rewarding career opportunities with competitive salaries, career progression, and job stability.
Vacancy Details
The recruitment includes the following positions:
- Credit Officer (MMGS-II)
- Credit Officer (MMGS-III)
- Senior Credit Officer (SMGS-IV)
- Other Credit-related Banking Roles
Total Vacancies: 779 Posts
Educational Qualification
Credit Officer (MMGS-II & MMGS-III)
Candidates must possess:
- Graduation in any discipline with minimum 60% marks
- 55% marks for SC/ST/OBC/PwBD candidates.
Along with any one of the following qualifications:
- Chartered Accountant (CA)
- Chartered Financial Analyst (CFA)
- Cost Accountant (CMA/ICWA)
- MBA
- PGDBM
- Two-year Postgraduate Degree in Banking, Finance, or Credit-related discipline.
Senior Credit Officer (SMGS-IV)
Candidates should have:
- Graduation with minimum 60% marks
- 55% marks for reserved categories.
Plus any one of the following:
- MBA
- PGDBM
- Two-year Full-time Master’s Degree
- CA
- CFA
- CMA/ICWA
Age Limit
| Post | Age Limit |
|---|---|
| Credit Officer (MMGS-II) | 25–35 Years |
| Credit Officer (MMGS-III) | 28–38 Years |
| Senior Credit Officer (SMGS-IV) | 30–40 Years |
Age relaxation will be applicable as per Government of India rules.
Application Fee
| Category | Fee |
|---|---|
| General / EWS / OBC | ₹850 |
| SC / ST / PwBD | ₹175 |
Salary Details
| Scale | Pay Scale |
|---|---|
| MMGS-II | ₹64,820 – ₹93,960 |
| MMGS-III | ₹85,920 – ₹1,05,280 |
| SMGS-IV | ₹1,02,300 – ₹1,20,940 |
In addition to the basic pay, selected candidates will receive Dearness Allowance (DA), House Rent Allowance (HRA), Medical Benefits, Leave Travel Concession (LTC), Pension/NPS benefits, and other allowances as per Bank of India rules.
Key Responsibilities
Selected candidates will be responsible for:
- Credit appraisal and financial analysis.
- Loan proposal evaluation.
- Risk assessment and credit monitoring.
- Corporate and retail lending operations.
- Loan documentation and compliance.
- Portfolio management.
- Coordination with business and operations teams.
Selection Process
The selection process is expected to include:
- Online Examination (if applicable)
- Personal Interview
- Document Verification
- Medical Examination
The detailed selection process will be available in the full notification.
Important Dates
| Event | Date |
|---|---|
| Short Notice Released | Available |
| Online Application Starts | 30 June 2026 |
| Last Date to Apply | To be Announced |
How to Apply
Eligible candidates can apply online by following these steps:
- Visit the official Bank of India Careers page.
- Open the Career / Recruitment Notice section.
- Click on Credit Officer Recruitment 2026.
- Register using a valid email ID and mobile number.
- Complete the online application form.
- Upload the required documents.
- Pay the application fee.
- Submit the application and download the confirmation page for future reference.
Frequently Asked Questions (FAQs)
1. How many vacancies are available in BOI Credit Officer Recruitment 2026?
A total of 779 vacancies have been announced.
2. When will the online application start?
The online application process begins on 30 June 2026.
3. What is the required qualification?
Candidates should have a graduation degree with the required percentage and relevant professional qualifications such as MBA, PGDBM, CA, CFA, or CMA/ICWA, depending on the post.
4. What is the age limit for Credit Officer posts?
The age limit ranges from 25 to 40 years, depending on the management scale.
5. What is the application fee?
- General/OBC/EWS: ₹850
- SC/ST/PwBD: ₹175
6. What is the salary for Credit Officers?
The salary ranges from ₹64,820 to ₹1,20,940, depending on the scale, along with applicable allowances and benefits.
Bank of India Credit Officer Recruitment 2026 – Important Links
- Short Notification PDF: Click here
- Official Website: Click here
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